How to Effortlessly Cancel Your RAC Membership in 2019: The Ultimate Guide
Introduction
Have you been a member of the RAC and have decided that it's time to cancel your membership? It can often be confusing and overwhelming to do so, but don't worry! This guide will provide you with all the information you need to cancel your membership with ease.
Cancel by Telephone
To cancel your membership with the RAC, simply call their customer service number on 0330 159 0740. When prompted to choose an option, select 3 to speak to someone in sales and service, and then press 2. To ensure a smooth process, make sure to have your membership number and relevant details ready. An adviser will inform you of the conditions of your policy and guide you through the cancellation process. If you are cancelling within the first 14 days (cooling-off period) and have not used their services, you are eligible for a full refund. Cancelling after this period will result in a refund minus the length of time you had cover and any administrative fees, usually £25. If you are cancelling your RAC vehicle insurance mid-term, there's a £55 cancellation fee. Note that RAC policies automatically renew annually, so if you are unhappy with the new price, you can cancel up to 14 days after the renewal date.
Cancel Online
Another option to cancel your RAC membership is through their website. You can log into your MyRAC account on rac.co.uk and view your policies and documents. If you haven't activated your account yet, you will need to register with your membership details. Once logged in, click on "Breakdown Products" to view your breakdown cover. From there, you can remove extras to bring the cost down or cancel products completely. It's essential to check the policy documents for the terms and conditions of cancellation before contacting the RAC to cancel. You can speak to an RAC adviser via live chat in MyRAC or use other methods to confirm your cancellation. However, note that cancelling your membership means losing your membership benefits. The RAC does offer temporary membership without breakdown cover or mid-term cancellation with a refund, but ring customer service to discuss these options.
Cancel by Post
If you prefer to cancel by post, send a letter to the RAC Membership Customer Care department at Great Park Road, Bradley Stoke, Bristol, BS32 4QN. Make sure to include your membership number and policy details in the letter and request confirmation of your cancellation. It's crucial to send the letter using a trackable method to prove that it was received. If you want to avoid paying extra fees, make sure to send the letter with enough time to meet the cancellation deadline.
Conclusion
Cancelling your membership with the RAC can feel daunting, but it doesn't have to be. Whether you choose to cancel by telephone, online, or post, this guide has all the information you need to make the process simple and straightforward. Just make sure to follow all the terms and conditions of cancellation and enjoy the benefits of your new cover.
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